Meet Our Mortgage Loan officer Andrew Kellam
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Personalized Service
Andrew ensures a tailored mortgage experience for each client, understanding their unique needs and providing customized solutions. By focusing on personalized care, he creates a smooth, stress-free process and lasting trust.
Responsive & Supportive
With a focus on clear, timely communication, Andrew keeps clients informed and confident throughout the process. His responsiveness and willingness to address concerns ensure a seamless and supportive mortgage experience.
Family at the Heart of Every Home
Andrew’s strong connection to family influences how he serves his clients. He understands that homeownership is a major milestone for families, and he treats each client’s journey with the same care and respect he would offer his own loved ones. His genuine, family-first approach ensures that every client feels supported, understood, and valued through every step of the process.
Creating Generational Impact
Andrew is committed to a legacy of trust, integrity, and genuine relationships. He hopes every client he works with remembers a warm, personal experience — not just a successful loan closing. His vision is to be the trusted advisor families turn to for generations, making lasting impressions far beyond the initial mortgage experience.
Expertise You Can Feel
With years of hands-on experience in the mortgage business, Andrew brings technical expertise with a human touch. He knows complex loan solutions inside and out but believes success comes from clear, authentic service. His expertise empowers clients to make confident decisions, turning what could be an overwhelming process into an empowering, rewarding journey.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
Andrew has helped me with loans on my last 2 homes. His level of professionalism is impeccable, and the responsiveness of Andrew and his team, and their ability to make the process as simple and painless as possible, far exceeded my expectations. Andrew had me ready to close more than a week before my actual closing date. I will always use Andrew and Southern Trust for any future home purchases, or any future refinancing. I would highly recommend Andrew to anyone.
Andrew did an excellent job securing our mortgage loan in such a short amount of time!!! Not only was he professional and diligent in providing and submitting completed documentation and following
up throughout the underwriting process.
Highly recommended! Andrew made
what can be a stressful situation a
smooth experience. He was always
quick to respond with our questions
or concerns.
Branch Manager | Loan Officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're buying your first home or refinancing, Southern Trust Mortgage is here to guide you. With expert support and seamless loan solutions, we make homeownership simple and stress-free.
Southern Trust Mortgage LLC, NMLS #2921 ( www.nmlsconsumeraccess.org ) lends in the following states: District of Columbia – #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.
