Meet Our Mortgage Loan officer Matthew Bittner

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Matthew Bittner

Mortgage Loan officer

5.0 (07 Reviews)

NMLS #1999898

Licensed in: FL, NC, VA

Personalized Client Experience

Matthew goes above and beyond to ensure every client feels valued. By customizing his approach to each individual’s specific needs, Matt creates a smooth and tailored home financing experience. This personalized service fosters trust and lasting relationships with his clients.

Clear Communication

Known for his transparent and timely communication, Matt ensures that clients fully understand each step of the mortgage process. He simplifies complex concepts and is always available to address questions or concerns, providing peace of mind throughout the transaction.

About Matthew

Get To Know Me

Honest. Responsive. Knowledgeable

Client Advocacy & Problem Solving

As a dedicated family man, Matthew understands the emotional significance of homeownership. He brings the same care, responsibility, and commitment from his personal life into his professional role. His family-first mindset allows him to connect deeply with clients who are building a future for their loved ones. By treating each transaction as a life milestone, Matthew helps families create stable foundations and memories that last a lifetime.

Every mortgage faces unique challenges, but Matthew Bittner works tirelessly as your personal advocate throughout the entire mortgage process. Matthew Bittner views his clients as friends, advocating on your behalf to ensure the process is seamless, documents and commitments are met, appraisal are reviewed, and loan conditions are cleared efficiently. When you need a lender who is on your side every step of the way, you need Matthew Bittner.

Your Trusted (MARKET) Lender

Matthew has built a professional legacy rooted in honesty, transparency, and long-term client success. Known for always doing what’s right—even when it’s not the easiest path—he has earned the respect and trust of clients and colleagues alike. His consistent dedication to exceptional service and clear communication has resulted in a high rate of repeat clients

Matthew Bittner is a local lender in your community, which has real advantage in the North Carolina, Florida, Virginia market. At Southern Trust, Matthew Bittner can provide you with more than rates, you can gain valuable insights into local property taxes, locality specific programs, and connections with trusted local professionals. This specialized community focus ensures that everyone involved in your homebuying process is not only your team but also your neighbor and friend. Matthew Bittner’s local expertise helps clients make smarter financial decisions when buying their home.

Strong Guidance and Experience

Matthew specializes in guiding first-time homebuyers through the mortgage process, but his expertise spans a wide range of loan programs including FHA, VA, and Conventional options. He simplifies complex financing, ensuring clients feel empowered and informed throughout their journey. His deep knowledge, combined with a calm, patient approach, helps clients confidently navigate one of life’s most significant financial decisions—making Matthew an invaluable resource for both new and seasoned buyers.

Matthew Bittner is more than just a loan officer, he is a dedicated financial partner to making your homeownership goals a reality, he is passionate about empowering first-time homebuyers in the community, offering guidance every step of the way. From pre-approval to closing, buyers who have worked with Matthew Bittner have confidently navigated the process and felt prepared for homeownership. His commitment extends beyond the closing table, offering regular mortgage check-ups and refinancing advice to help clients build long-term wealth through home equity.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

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Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

What Makes Us Stand Out

Proven Lending Results Backed by Experience

With decades of experience and thousands of loans closed, we deliver proven results through competitive rates, streamlined processing, and expert guidance tailored to every homeowner’s needs.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Dedicated and professional!

Matthew Bittner with Southern Trust Mortgage was an awesome loan officer. Before finding Matthew, we tried using 2 other companies. Where the other two mortgage companies fell short, Matthew was able to not only help us get to closing, but also exceeded our expectations along the way. His can-do attitude, hard work, diligence and professionalism were welcome and appreciated throughout the entire process. My wife and I would recommend Matthew to anyone looking to purchase a home.

JT
John T
Grateful customer
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Great Experience!

I had a great experience. Matthew took the time to explain the process, documents and any other questions as they came up. He was also prompt and offered many scenarios specific to my financial needs.

AS
AJ Speller
Satisfied homeowner
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Awesome!

Matt was awesome! He was very knowledgeable which was really helpful for me because he could explain the best routes to go. He was very patient as well as very responsive to all my questions. He seemed to always be working no matter what time i reached out to him.

JN
Joe Norris
Valued customer
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Matthew Bittner, Mortgage Loan Officer.

Matthew Bittner

NMLS #1999898

Mortgage Loan officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.