Meet Our Mortgage Loan officer Benjamin Lacey

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Benjamin Lacey

Mortgage Loan officer

NMLS #2005162

Licensed in: VA, NC, and FL

Client-Focused Service

Prioritizing the needs of each client, he offers personalized service and clear communication throughout the entire mortgage process. Clients value their attentiveness and availability, ensuring a smooth experience with full confidence and support. The focus is on building long-term relationships, leading to repeat business and strong referrals.

Expertise & Thoroughness

Benjamin brings a wealth of expertise in VA, NC, and FL mortgage markets, ensuring clients receive the best loan options and rates. With a thorough, detail-oriented approach, he simplifies complex processes and offer tailored solutions, making the home-financing experience smooth, stress-free, and successful.

About Benjamin

Get To Know Me

Reliable, Knowledgeable, Supportive

Benjamin Lacey, Mortgage Loan Officer, with his team.

Family-Oriented

With a deep-rooted belief in the importance of family, Benjamin approaches every aspect of his work with the same care and attention he gives his loved ones. He builds meaningful, lasting relationships with clients, ensuring that they feel supported, valued, and understood. His family-oriented mindset enhances his dedication to helping others achieve their homeownership dreams.

Benjamin Lacey, Mortgage Loan Officer, wearing sunglasses and a cap, posing outdoors.

Legacy-Building

Driven by a strong sense of legacy, he approaches his work with the intention of making a lasting impact. By helping families achieve their homeownership goals, he contributes to building their future. His work goes beyond closing loans — it's about fostering long-term relationships and ensuring clients’ financial stability for generations, leaving a legacy of service and trust.

Benjamin Lacey, Mortgage Loan Officer, posing with his client.

Strong Work Ethic

Known for his diligent work ethic, he consistently goes above and beyond to provide the best service to his clients. Whether it's securing the best rates or offering clear communication, he ensures a smooth and stress-free experience. His dedication to hard work and precision ensures that clients receive a personalized, top-tier mortgage experience, every time.

Resources

Essential Homebuyer Resources

See how our clients achieved their homeownership goals with us.

The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

Estimate your monthly payment and apply with confidence!

Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Genuine and Humble

You will not find a more genuine human !!
Ben is most humble and kind he will lead you in the right direction and get your deal done!!
I am grateful for the business but more blessed to call Ben family 💛

CH
Christine Hill
Grateful Client
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Trusted Loan Partner

Ben is a 10/10! While buying a home alone is extremely stressful, he was ALWAYS available for any questions I may have and always explained it so I could understand. He was always honest and straightforward about everything. He always kept me in the loop and worked diligently for over a year with me while I worked to sell my previous home to buy my new home. I will most definitely recommend to all friends and family who are in the market for a loan officer!

VS
Victoria Scott
Homeseller
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Grant-Funded Dream Home

Ben Lacey is the man! Scored my wife and I two grants worth over $25,000 that completely covered closing costs on our new home and then some! Ben made the process easy to understand and made sure everything went smoothly and was completed on time. fantastic customer service. Thank you so much Ben and southern trust mortgage!!!

DP
Donald Pollock
First-Time Homebuyer
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Benjamin Lacey, Mortgage Loan Officer.

Benjamin Lacey

NMLS #2005162

Mortgage Loan officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.