Meet Our Mortgage Loan Officer David Johnston
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Patient & Supportive
Clients feel completely supported throughout the mortgage process, especially first-time home-buyers, he thoroughly explains every detail and answers all questions, ensuring they are confident and informed every step of the way.
Client-Focused Expertise
With a dedication to understanding each client’s unique needs, David provides tailored mortgage solutions that ensure clients receive the best rates and personalized service, making the entire home-buying experience smooth and stress-free.
Family-First Mindset
A proud veteran and Richmond, Virginia native, David brings integrity, discipline, and a deep commitment to service. With decades of experience in customer care, he believes that putting people first is the foundation of great relationships and successful outcomes.
Creating Lasting Impact
Clients consistently praise David for his professionalism, strong communication, and dedication. Known for making the mortgage process clear and stress-free, he earns trust by being dependable, knowledgeable, and genuinely invested in each client's success.
Mortgage Expertise with Heart
With over 30 years in finance and more than 16 years in the mortgage industry, veteran David Johnston delivers expert guidance in every transaction. He offers personalized solutions across VA, FHA, USDA, Conventional, and JUMBO loans to help clients secure the right financing.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
David Johnston was beyond great to work with. Excellent communication through the whole mortgage process, and overall an enjoyable person to work with. I could go on for pages about all the things David did to help us and how appreciative our family is of him for making our home loan process easy and understandable.
Wonderful to work with. Explained everything and communicated every detail of the process. Would / will absolutely recommend David Johnston and Southern Trust Mortgage to everyone. I am very grateful to David!!
David is an incredible person. Very professional and knowledgeable. He listens to you and takes the right action for your client. He is always available when needed. He knows how to make possible home mortgage funding that others cannot.
Mortgage Loan officer
What Determines Your Credit Score?
Get Started
From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're buying your first home or refinancing, Southern Trust Mortgage is here to guide you. With expert support and seamless loan solutions, we make homeownership simple and stress-free.
Southern Trust Mortgage LLC, NMLS #2921 ( www.nmlsconsumeraccess.org ) lends in the following states: District of Columbia – #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.
