Meet Our Mortgage Loan Officer Derrick Whitfield
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Proactive Communication
Derrick is known for his thorough, transparent communication, ensuring clients are always informed and confident throughout the mortgage process.
Solution-Oriented
He is dedicated to finding the best mortgage options, including securing grants, offering customized solutions tailored to each client's needs.
The Family Anchor
Derrick is the steady force in his family, always putting his wife and four sons first while navigating the demands of a successful mortgage career. He cherishes family time and ensures his loved ones feel supported, demonstrating that a strong home life is the foundation of a fulfilling professional life. His dedication to both shows how he thrives in balancing personal and professional commitments.
The Trustworthy Guide
Derrick’s legacy is built on a reputation of trust, patience, and expert guidance. His consultative approach to home financing has earned him long-lasting relationships with clients, who appreciate his transparency throughout the process. Derrick’s commitment to helping others achieve their homeownership goals leaves a positive, enduring mark on the community, as he continues to empower others to make confident, informed financial decisions.
The Local Market Maestro
With deep knowledge of the Richmond and Powhatan areas, Derrick has become a true expert in local mortgage solutions. His ability to craft personalized plans for each client, whether they’re first-time buyers or seasoned homeowners, has made him a go-to advisor. Derrick’s insight into the unique needs of his community ensures that his clients always receive the best possible guidance and tailored mortgage options.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
I had a fantastic experience working with Derrick Whitfield as my loan officer. As a first-time homebuyer, I had many questions and concerns, and Derrick was incredibly knowledgeable, patient, and supportive throughout the entire loan process. He took the time to explain every detail clearly, answered all my questions thoroughly, and made sure I felt comfortable at every step. Derrick also went above and beyond by helping me secure grants that I was eligible for, which made a huge difference. He is not only highly skilled in his profession but also very down-to-earth and genuinely committed to helping his clients succeed. I highly recommend Derrick to anyone looking for a reliable and dedicated loan officer. Thank you, Derrick, for making this journey smooth and stress-free!
Highly recommend Derrick Whitfield for your mortgage needs! He was great to work with, very knowledgeable, professional and always available for my questions and concerns. He was very pleasant to work with and made a very stressful process less stressful. Thank you Derrick!!
Derrick Whitfield was my loan officer. He is extremely good at his job. Him and his team made my home buying process real easy. I would recommend Derrick and Southern Trust mortgage to anybody who looking into getting a home loan.
Mortgage Loan officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're buying your first home or refinancing, Southern Trust Mortgage is here to guide you. With expert support and seamless loan solutions, we make homeownership simple and stress-free.
Southern Trust Mortgage LLC, NMLS #2921 ( www.nmlsconsumeraccess.org ) lends in the following states: District of Columbia – #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.
