Meet Our Mortgage Loan officer Kelly Barnes
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Compassionate Client Advocacy
Kelly is deeply invested in her clients’ success, offering unwavering support and care throughout the mortgage process. Her empathetic, people-first approach turns stressful moments into positive experiences and earns lasting trust from the families she serves.
Master of Clarity and Communication
Kelly excels at simplifying the often-complex mortgage process, breaking down every detail in a clear, understandable way. Her calm, informative communication style empowers clients to make smart decisions with confidence and peace of mind.
Rooted in Family Values
Kelly is a proud mother and family-centered professional who draws inspiration from her home life. She brings the same warmth, attentiveness, and loyalty to her clients that she offers her loved ones. Her deep appreciation for family guides her mission to help others find homes where their own families can grow, thrive, and create lifelong memories.
Legacy of Care and Confidence
Kelly’s professional legacy is built on more than successful mortgage closings—it’s about helping people feel cared for and confident during life’s biggest transitions. She aims to be remembered as a loan officer who delivered not only results, but also peace of mind and lifelong impact through every interaction.
Trusted Mortgage Advisor
Kelly’s expertise spans a wide range of loan types, including first-time home-buyer programs and more complex financing options. Her ability to explain each step with clarity and precision helps clients feel secure, even when navigating challenging scenarios. She’s not just a lender—she’s a trusted advisor and guide through the entire process.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
Kelly was amazing! Very detail oriented and makes sure everything is set and perfect. We were first time home buyers and she made the process simple and was very helpful. Not to mention that we were on the other side of the world during the home buying process! She always answered emails or texts, no matter the time zone differences.
I recommend anyone working with Kelly Barnes! She was very responsive to every question and every problem that could have impacted the progress of our property purchase. She knows what she is doing and will give you the right recommendations based on your individual mortgage needs. We would happily recommend anyone else to use Southern Trust Mortgage and partner with Kelly!
Kelly was excellent to work with! She was willing to go the extra mile to help me quickly and successfully secure a loan. Knowing I was a first time home buyer, Kelly really put 100% effort into making sure everything went as smooth as possible. She is very dedicated to her role in helping her clients, extremely responsive, and is a pleasure to work with. I highly recommend her to anyone looking to take out a loan.
Mortgage Loan officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're buying your first home or refinancing, Southern Trust Mortgage is here to guide you. With expert support and seamless loan solutions, we make homeownership simple and stress-free.
Southern Trust Mortgage LLC, NMLS #2921 ( www.nmlsconsumeraccess.org ) lends in the following states: District of Columbia – #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.
