Meet Our Mortgage Loan officer Kris Dumas
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Deep Industry Knowledge
With over two decades of experience in mortgage, real estate, and construction lending, Kris brings a comprehensive understanding of the entire home buying process. His clients benefit from insights that go beyond typical loan advice, allowing for smarter, faster decisions.
Smooth and Supportive Process
Kris is known for his ability to simplify complex financial information. His calm, approachable style turns a potentially stressful mortgage process into a clear, confident journey, ensuring every client feels supported at each step.
Grounded in Family, Driven by Purpose
Kris is a proud native of Myrtle Beach and values the importance of community and family life. His strong roots and sense of responsibility fuel his drive to help other families establish long-term stability and comfort through homeownership. He approaches each client like a neighbor, with honesty, care, and the goal of building lasting relationships.
A Legacy Built on Integrity
Over 20 years in the industry have shaped Kris’s professional reputation as someone who delivers consistent results with transparency and professionalism. His legacy isn’t measured only by the loans he’s closed—but by the peace of mind and trust he’s cultivated in each interaction. He’s someone both clients and colleagues return to time and again.
Full-Spectrum Housing Expertise
Kris’s unique background in mortgage, real estate, and construction lending makes him a valuable asset to clients facing diverse or complex situations. Whether navigating a renovation loan or understanding the construction process, he brings a 360-degree perspective to financing that few others can match—providing tailored, efficient solutions every time.
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your Loan officer.
Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
Kris is amazing at communicating and working with us on our loan. As a first time homebuyer, I knew nothing about applying for a loan. Kris walked us through every step and broke down the numbers so we could understand. He tried hard to work out the best course of action as well. Couldn’t have asked for better!
Kris was great to work with. He helped us from the very beginning all the way to closing ( even showing up to close). Had a great experience with Kris and his team. Very professional and responsive.
Kris was amazing to work with, very fast responses and worked all hours of the day to get my closing done, I would absolutely recommend using Kris, and Southern Trust Mortgage for your next home!
Mortgage Loan officer
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From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're buying your first home or refinancing, Southern Trust Mortgage is here to guide you. With expert support and seamless loan solutions, we make homeownership simple and stress-free.
Southern Trust Mortgage LLC, NMLS #2921 ( www.nmlsconsumeraccess.org ) lends in the following states: District of Columbia – #MLB-2921 | Delaware –#036386 | Maryland | North Carolina – #205483 | Pennsylvania –#94064| South Carolina | Tennessee | West Virginia –#ML-34191 | Virginia – #MC7387 | Florida – MLD #2151; Southern Trust Mortgage, LLC d/b/a Southern Residential Lending in the following states: Georgia –#16579 | New Jersey – Licensed by the N.J. Department of Banking and Insurance. By refinancing a consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.
