Meet Our Mortgage Loan officer Mike Vaughan

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.

Mike Vaughan

Mortgage Loan officer

5.0 (96 Reviews)

NMLS #170162

Licensed in: DC, DE, FL, MD, NC, VA

Exceptional Client Commitment

Mike’s decades-long dedication to personalized service has earned him a permanent place in the President’s Club. His client-first mindset ensures that each borrower receives tailored advice, open communication, and support throughout every step of the mortgage journey.

Community-Centered Expertise

With deep roots in the Annapolis area and licenses across six states, Mike combines regional knowledge with a wide-reaching skillset. His in-person, hands-on approach builds lasting trust and makes him a reliable resource for families and investors alike.

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Trustworthy, Personable, Dependable

Mike Vaughan, Mortgage Loan Officer, with his team featured on a card.

Family-Oriented Leadership

Mike’s dedication to family values is reflected in how he treats each client—with the same level of care, respect, and attention he would offer his own loved ones. A proud father and avid fan of family traditions, he understands that a home is more than a purchase—it’s a foundation for cherished memories and lasting legacy.

Business card of Mike Vaughan, Mortgage Loan Officer.

Legacy of Excellence

With over 25 years of service at Southern Trust Mortgage, Mike has become a symbol of loyalty, leadership, and excellence. His long-standing reputation within the industry and consistent recognition in the President’s Club speak to his unwavering commitment to high standards, mentorship, and results-driven client success.

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Multi-State Lending Expertise

Mike’s ability to serve clients across six states sets him apart as a versatile expert. His deep knowledge of different loan programs—allows him to navigate a wide range of client needs with precision, offering clear guidance no matter where buyers are in their homeownership journey.

Resources

Essential Homebuyer Resources

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The Mortgage Process

We've based our home loan process on empathy for our home buyers and their agents.

Mortgage Pay Calculator

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Find The Right Loan

Discover loan options tailored to your needs and start your journey with confidence.

Home Loan Checklist

When buying a home, there are many documents you'll need to provide to your Mortgage Loan officer.

Testimonials

Hear From Our Clients

See how our clients achieved their homeownership goals with us.

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Strategic and Supportive!

Mike made the experience of purchasing my dream home amazing. His laid-back demeanor also ensured that I had nothing to worry about. In addition, he locked in my rate before things got out of hand with the Fed hikes. My wife and I are truly grateful!!!!

GC
Gerald Crumlin II
Appreciative customer
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Amazing and Collaborative!

Working Mike Vaughan was an amazing journey. This was my second time buying a house, and the first time with Southern Trust. Even when of the Secretaries will not respond to the phone quickly enough, the second Ashley picked up and everything went well. Thank you Ashley and Mike for teaming up and help me finalize the deal on my home.

HG
Hugues Guimfack
Happy homeowner
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Phenomenal!

My overall experience was phenomenal, my loan officer was Michael Vaughan and he was magnificent. He is very understanding and easy to talk to I am so thankful to have had him as my loan officer and close on the house of my dreams! This man is phenomenal .

DB
Darren Bowie , MD
Satisfied customer
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Mike Vaughan, Mortgage Loan Officer.

Mike Vaughan

NMLS #170162

Mortgage Loan officer

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From Dreams to Keys

Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.