Privacy Policy

WHAT DOES SOUTHERN TRUST MORTGAGE, LLC DO WITH YOUR PERSONAL INFORMATION?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all the sharing. Federal Law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

• Social Security number and Assets
• Income and Employment Information
• Credit Scores and Credit History

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Southern Trust Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

1. For our everyday business purposes— Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

• Does Southern Trust Mortgage, LLC share? – YES
• Can you limit this sharing? – NO

2. For our marketing purposes— To offer our products and services to you

• Does Southern Trust Mortgage, LLC share? – YES
• Can you limit this sharing? – NO

3. For joint marketing with other financial companies

• Does Southern Trust Mortgage, LLC share? – NO
• Can you limit this sharing? – WE DON’T SHARE

4. For our affiliates’ everyday business purposes—information about your transactions and experiences

• Does Southern Trust Mortgage, LLC share? – YES
• Can you limit this sharing? – NO

5. For our affiliates’ everyday business purposes— Information about your creditworthiness

• Does Southern Trust Mortgage, LLC share? – YES
• Can you limit this sharing? – YES

6. For our affiliates to market to you

• Does Southern Trust Mortgage, LLC share? – YES
• Can you limit this sharing? – YES

7. For our nonaffiliates to market to you

• Does Southern Trust Mortgage, LLC share? – NO
• Can you limit this sharing? – WE DON’T SHARE

To limit our sharing

• Call toll-free (800) 748-2147 – our menu will prompt you through your choice(s)

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.

Questions?
Call toll-free (800) 748-2147

Who we are

Who is providing this notice?

Southern Trust Mortgage, LLC

What we do

How does Southern Trust Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Southern Trust Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you:

• Apply for financing or give us your income information
• Provide account information or provide employment information
• Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates

• Companies related by common ownership or control. They can be financial and nonfinancial companies.
• § Our affiliates include companies with a common corporate identity of Southern Trust Mortgage, LLC and financial companies such as Sonabank.

Nonaffiliates

• Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Southern Trust Mortgage, LLC does not share with nonaffiliates so they can market to you.

Joint Marketing

• A formal agreement between nonaffiliated financial companies that together market financial products and services to you.
• Southern Trust Mortgage, LLC does not jointly market.

Exiting southerntrust.com through redirection to a third-party website

Disclaimer

Any redirection to a third-party site is brought about by an action performed voluntarily by the user. These websites are independent of Southern Trust Mortgage. We do not control the site and do not endorse their products. We do not guarantee the accuracy, completeness, efficiency or timeliness of the information contained therein. Be aware that the Privacy Policy of the linked web site is not that of Southern Trust Mortgage. This web site may provide less security than Southern Trust Mortgage’s web site. By engaging with southerntrust.com, you acknowledge these conditions.