Home › The Chesapeake Lending Group
Meet The Chesapeake Lending Group
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.
The Chesapeake Lending Group
Loan Officer Team
Expert Financial Guidance
Rick Henen and his team stands out for their ability to deliver fast, accurate advice in a shifting market. Clients trust them to simplify complex options and guide them with clarity, ensuring informed decisions at every step of the loan process.
Diverse Loan Solutions
Whether it's a first home, vacation property, or investment opportunity, Rick’s team offers a broad selection of loan programs including VA, FHA, USDA, and JUMBO. Their personalized approach ensures clients find the best-fit financing for their unique needs.
The Chesapeake Lending Group
Loan Officer Team
Expert Financial Guidance
Rick Henen and his team stands out for their ability to deliver fast, accurate advice in a shifting market. Clients trust them to simplify complex options and guide them with clarity, ensuring informed decisions at every step of the loan process.
Diverse Loan Solutions
Whether it's a first home, vacation property, or investment opportunity, Rick’s team offers a broad selection of loan programs including VA, FHA, USDA, and JUMBO. Their personalized approach ensures clients find the best-fit financing for their unique needs.
With over 20 years of experience, Rick has built a strong reputation as a top producer by delivering the highest level of service. Rick’s Team supports that commitment by helping ensure every client enjoys a smooth and well-informed mortgage experience from start to finish. Having closed over $800 million in mortgages, Rick and Rick’s Team have earned the long-term trust and loyalty of many of their clients.
Respected by colleagues, Rick plays an important role in decision-making at Southern Trust Mortgage, while Rick’s Team works alongside him to provide responsive guidance and consistent support throughout the mortgage process. A native of Anne Arundel County, Rick now resides in Huntingtown, Maryland with his wife and three children. In his free time, he enjoys camping, golfing, and fishing.
Team Members
See how our dedicated mortgage team helped clients achieve their homeownership goals.


Testimonials
Hear From Our Clients
See how our clients achieved their homeownership goals with us.
Highly recommend Rick and his team! Throughout the entire process, each team member helped answer any questions and was very quick to respond. They will keep you informed at every step and guide you through (especially as a first-time home buyer)!
Rick and his team made our first time home buying process with the VA loan super easy! Rick was excellent with communication, especially with us having a 3 hour time difference. He answered calls or texts very quickly, even on weekends. We needed to have an extremely quick turnaround with our military PCS and they made it happen without any issues. He was very patient and explained each step of the process so we could easily understand our next steps. He helped give advice on different areas since we were going to have to buy a house before even checking out the area and we felt strongly that we could trust his advice. HIGHLY recommend Rick and his team.
Rick and his team are excellent! They provide top notch service and go above and beyond for their clients. Rick is exceptional at explaining the financing process to his clients. He makes sure they’re comfortable and is always one step ahead making sure everything goes as smooth as possible
BLOG
Latest Articles
Get more insights on Loans, Mortgages and more,
VA Buyers Earn More MCC
Buying Your First Home
Evaluate your Budget and Start Saving
Start Planning for the Holidays Now
A Pet Perfect Home
How to Get Your Name Off a Mortgage
What Determines Your Credit Score?
Resources
See how our clients achieved their homeownership goals with us.
We've based our home loan process on empathy for our home buyers and their agents.
Estimate your monthly payment and apply with confidence!
Discover loan options tailored to your needs and start your journey with confidence.
When buying a home, there are many documents you'll need to provide to your loan officer.
Ready to Buy a Home or Refinance?
From Dreams to Keys
Whether you're a first-time homebuyer or looking to refinance, our team of experienced professionals is here to guide you through every step of the process.